<?xml version="1.0" encoding="UTF-8"?>
<!--
  Canonical host is https://rentalmath.app/ with NO /index.html — that path
  301s to / in server.js and the shell declares <link rel="canonical">, so
  listing it here would advertise a URL that redirects.

  Keep <lastmod> honest: it should track the page's real last content change,
  not the date the sitemap was regenerated.
-->
<urlset
      xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
            https://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- The app itself: neighborhood intelligence, deal screening, pro forma -->
  <url>
    <loc>https://rentalmath.app/</loc>
    <lastmod>2026-07-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Legal & disclosure documents — real standalone HTML, not the SPA shell -->
  <url>
    <loc>https://rentalmath.app/legal/</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/terms.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/privacy.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/privacy-rights.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/financial-disclaimer.html</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/third-party.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/data-retention.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/cloud-sync.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/storage.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/sharing.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/offline.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/auth.html</loc>
    <lastmod>2026-07-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://rentalmath.app/legal/billing.html</loc>
    <lastmod>2026-07-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
